Five Essential Calls All New Dog Owners Need To Make
Adopting a puppy is an exciting process, but it comes with its to-do list as well. In addition to buying supplies and snacks for your pup, you need to put a few things in order as well. Before or soon after you adopt your pup, there are several calls you need to make. Don’t forget to make these five calls:
1. Pet Insurance
Pups can be expensive, and an average trip to the vet for an injury or illness can cost hundreds of dollars or more. Similar to human health insurance, pet insurance offers you help paying routine or emergency vet bills, and you should call and set up a policy when your pup is young. In most cases, pet insurance is sold by insurers who specialize in pet policies – ask your vet if he or she can recommend a quality pet insurer.
In exchange for coverage, you simply pay a low premium each month. Consider booking chronic coverage as well. That way, if your dog develops a chronic condition the policy will continue to cover him. Without chronic coverage, most pet insurance policies will consider your pup’s chronic condition as a pre-existing condition when it comes time to renew your policy, and that can make your renewal extremely expensive.
2. Home Insurance
Advise your home insurer you have purchased a dog. Most home insurance policies include liability coverage for your dog, and that can be a financial lifesaver if something ever happens. If your dog is not declared on your policy, someone may get hurt and hold you liable, and you could lose countless dollars. Talk to your agent to make sure your dog is covered.
3. Car Insurance
Consider adding coverage to your car insurance that covers vet bills in case of a car accident. Depending on the policy you buy, pet insurance may only cover up to a certain dollar amount per visit. If your auto insurance covers additional costs, that can save you money in the long run.
Save your receipts and talk to your accountant about any possible write offs you may be able to claim.
If you donated money to a shelter (above and beyond the cost of the dog), you may be able to claim a non-profit donation deduction on your income, and if you own a business, you may be able to write off the dog’s expenses if the dog is considered a guard dog for your business.
5. Security System Monitoring Company
If you have a monitored security system, alert the monitoring company you have acquired a dog. If your alarm goes off and the monitoring company sends over the police, they need to know that you have a dog. If they encounter a dog and do not know it is yours, they may assume it is with an intruder and possibly subdue your dog by force.